*Assumable 2.75% mortgage!* This highly upgraded Rioja model features high-end upgrades and designer touches throughout including high-grade real hardwood flooring, extensive upgraded matching white cabinets in the kitchen, bathrooms, dining area and the smart room including extra storage and floating shelves. Crown molding, plantation shutters and remote operated Hunter Douglas window treatments and designer two-tone paint. The chef's kitchen features granite counters, tile backsplash, stainless steel GE Profile gas cooktop, double ovens and Advantium oven. The master suite boasts an oversized walk-in closet, dual vanities, zero-entry shower and upgraded tile. The guest suite also features a full bath with tile floor and glass shower enclosure. Out back you'll find a shady patio with stamped concrete, a large arbor, outdoor fireplace, landscape lighting and a substantial water feature. The three car garage has epoxy floor and overhead storage racks. All located in the East Bay's premier resort-style 55+ active adult community!